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  1. Open Education Faculty
  2. Banking and Insurance
  3. About the Programme
Last Updated: 21/09/2026

The Associate Degree Program in Banking and Insurance was launched in the Open Education Faculty following the restructuring of the Distance Education System in 1993. Graduates of this program can work in private and public enterprises in the field of Banking and Insurance. Courses are offered in a semester-based system, and duration of the program is two years. Students receiving education according to Central Open Education System of Anadolu University sit for four exams, i.e. midterms and final exams, in fall and spring terms. Students take the exams in the cities where the bureaus they get registered are located. The students that finish the program successfully are granted the diploma of associate degree.

Basic learning materials of students studying in the Program in Banking and Insurance are textbooks. There are also television programs that support textbooks. Academic counseling (face-to-face education) is offered for some of the main courses. Besides, our students benefit from e-learning applications (e-book, e-television, e-exam, e-exercise and e-counselling) by getting support service on the internet.

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Admission to the programme is based on the relevant higher education legislation and the central placement procedures administered by the Centre for Assessment, Selection and Placement (ÖSYM). Candidates who are offered a place in the programme must complete their registration within the deadlines announced in the University's academic calendar and registration announcements, in accordance with the applicable legislation. To complete final registration, candidates must satisfy all general and programme-specific admission requirements. Admission through horizontal transfer is conducted in accordance with the relevant legislation and the principles established by the relevant academic unit. The application and admission procedures for international students are carried out in accordance with the applicable legislation.

Recognition of prior learning is carried out in accordance with the relevant higher education legislation, the University's regulations governing education, examinations and assessment, and the institutional principles for exemption and credit transfer. Students may apply, within the specified deadlines, for exemption and credit transfer based on courses successfully completed at another higher education institution or on equivalent prior learning. Applications are evaluated by the relevant board or commission with due consideration of course content, credit/ECTS values, grades obtained, and their compatibility with the curriculum and learning outcomes of the relevant programme.

No content has been provided.

The programme is delivered in open and distance mode. Students are enrolled on the programme as students. Teaching and learning activities are conducted in accordance with the programme curriculum, including the semester structure, scheduled class hours, practical components, and, where applicable, online learning environments.

Examinations and course passing are governed by the Anadolu University Open Education Faculty Regulations on Education and Examinations, the Implementation Principles for Education and Examinations in the Open Education, Faculty, and the Principles of the Student Evaluation System in the Open Education Faculty.

Through the examination page, you can find detailed information on;

  • Examination procedures and organisation
  • Examination dates
  • Required documents and examination rules
  • Examination durations
  • Publication of exam questions and answers
  • Announcement of results
  • Appeals procedures for examination results

Further details on assessment methods and course passing criteria are available on the Student Evaluation System page.


Grade Coefficient
AA 4,0
AB 3,7
BA 3,3
BB 3,0
BC 2,7
CB 2,3
CC 2,0
CD 1,7
DC 1,3
DD 1,0
FF 0,0

A student is required to successfully complete the designated program of courses meet a minimum of 120 ECTS credit requirement and have a minimum GPA of 2.00/4.00 and no FF, DZ or YZ grades.

To be awarded an Associate Degree, students must successfully complete all compulsory and elective courses specified in the curriculum of the programme in which they are enrolled, together with any required internship, practical training, project, or other academic requirements. To qualify for graduation, students must successfully complete at least 120 ECTS credits, have no failed courses, achieve the minimum cumulative grade point average (CGPA) specified in the relevant regulations (at least 2.00 on a 4.00 scale), and fulfil all other graduation requirements prescribed by the programme.

Students who successfully fulfil all programme requirements are awarded an Associate Degree Diploma in Banking and Insurance Graduates obtain a Level 5 (Associate Degree) qualification within the Turkish Qualifications Framework (TQF).

Graduates work as intermediate staff in branches and central departments of banks, in the chain of distribution and central units of insurance companies, and also in headquarters and agencies of reinsurance companies and private pension funds. 

According to Article 31 of Insurance Law no. 5684, graduates of Banking and Insurance Programs of Vocational Schools are authorized to set up an agency. The same law stipulates that graduates of two-year Banking and Insurance Programs have the same rights as the graduates of four-year undergraduate programs in exams and recruitments in the insurance sector.

Graduates of Associate Degree programmes may apply for admission to Bachelor's Degree programmes through the Vertical Transfer Examination (DGS), in accordance with the provisions of the Regulation on the Continuation of Bachelor's Education for Graduates of Vocational Schools and Open Education Associate Degree Programmes and the relevant higher education legislation.

Program Academic Coordinator
PROF. DR. MURAT ERTUĞRUL
Assist. Coord. Of Ac. Prog
ASSIST. PROF. DR. DENİZ SEVİNÇ

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